First step to solving your debt problem

It is not always easy to identify where your problems are. You need to seek help if you are:

• Paying interest on your cards
• Using your credit cards to buy food, petrol and pay for day to day items
• Paying one creditor rather than another
• Behind on mortgage payments or rent
• Worried about your finances

Recognising and admitting that there are problems are always the first step in solving your debt problems.

Our guide to debt solutions will help you through the steps you need to take to help you become debt free and put you back in control of your finances.